24Aug

Human resources: the “great resignation” of talent

Monday: telecommuting. Tuesday: office. Wednesday: coworking. Such a schedule would have seemed inconceivable just a few years ago, but hybrid work has now become the norm. But its rise corresponds to a more worrying phenomenon for companies, that of the “Great Resignation”, i.e. a strong increase in resignations. How do you counter this phenomenon and re-engage employees?

A recent Gartner survey (2021) indicates that 39% of employees are likely to quit if their company insists on a “return to the office.” 55% of employees say that their ability to work flexibly will impact their decision on whether or not to stay with their employer. Among employees who currently work remotely or in a hybrid arrangement, 75% say their expectations for work flexibility have increased. Only 4% say they would prefer to work in the office full-time.
While all telecommuting makes most employers cringe, “remote” is an essential component of hybrid work practiced by many companies.

On a day-to-day basis, teams find themselves split up. A manager may only see his team a few days a week, and a new recruit will only meet his new colleagues very occasionally. A practice that necessarily impacts team spirit, the feeling of belonging to the company, but also the way of thinking about one’s career.

Hybrid work and resignation: out of sight, out of mind?

The Great Resignation is raging. This phenomenon began in the United States in the summer of 2020, when millions of Americans who were dissatisfied with their jobs or their pay quit. Today, the movement is affecting many countries, putting certain sectors in a bind. In France, all professions and markets seem to be impacted. The cause, in particular, is the loss of individual and collective meaning. This is precisely why companies must learn to combine hybrid work with a corporate project. The office must once again become the place where the organization’s culture is expressed, and a space for socialization. These two facets, corporate project and group life, are, more than ever, key elements in talent retention.

Companies must actively enable their employees to renew a strong relationship with them and with each other. Social interaction and the ability to put one’s individual contribution into the context of a corporate mission would allow employees to put meaning back into their work, and thereby influence their productivity. In fact, numerous research studies now show that the feeling of belonging to a community has a positive impact on the latter.

To give meaning back, companies must also give employees a voice. Whether it’s giving employees the flexibility to choose how to organize their work week, or even where they can work: you need to involve talent to get them on board – sustainably. It’s also a way to give substance to the company’s culture.

Make the office a unique (work) place

Moreover, most companies still have a key asset to retain their employees: their workspaces! No, the office is not dead. But it must reinvent itself. Studies show that it’s not the “fun bonuses” (juice bar, foosball, etc.) that make it valuable, but rather… serendipity, collaboration and informal social interactions.

For example, employees may miss impromptu exchanges, chance meetings, and impromptu brainstorming. Elements that are difficult to reproduce remotely…

To sum up, the Great Resignation is the strong signal of a quest for meaning and a questioning of the organization of work for a new project centered on the human. In the past, this human dimension was achieved by building relationships with colleagues on a daily basis in the office. Today, one of the challenges for companies is to revive this life. To make people want to go back to the office after months of isolation and disintegration of the common sense. A virtuous circle which, in order to work at full speed, must be implemented as soon as possible.

Source: https://www.lesechos.fr/idees-debats/cercle/opinion-non-la-grande-demission-des-talents-nest-pas-une-fatalite-1387869

19Jul

Working around the world: countries that offer the digital nomad visa

The telecommuting imposed during the pandemic has completely changed the work dynamic. An explosion of digital nomads, those remote workers who take advantage of the opportunity to travel, has taken place in 2020. According to a report published in March 2021 by The Adventure Travel, there was already a 20% increase between 2019 and 2020.

The digital nomad concept is one of win-win, where everyone benefits. For countries that have chosen to adapt their conditions of entry and work on their territory, it is a real opportunity to inject cash into their economy. As for digital nomads, freed from the office enclave, they will be able to enjoy the most beautiful landscapes from Mexican beaches to Dubai’s skyscrapers.

> List of countries offering a visa for digital nomads

Africa: Cape Verde, Mauritius and Seychelles
Europe: Croatia, Czech Republic, Estonia, Germany, Italy, Iceland, Georgia, Greece, Malta, Norway, Portugal, Romania
Asia: Indonesia, Thailand, United Arab Emirates
America: Anguilla, Antigua and Barbuda, Argentina, Bahamas, Barbados, Bermuda, Brazil, Colombia, Costa Rica, Curacao, Dominica, Cayman Islands, Mexico
Oceania: Australia

Source : https://www.francaisaletranger.fr/

23Jun

The future of fintech in Africa

The rise of digitalization on the African continent is one of the main factors behind the increase in financial inclusion.

Long perceived as the bank of the underprivileged, microfinance has historically targeted a large clientele excluded from traditional financing channels. Today, the reality of microfinance is that it is a mature market, conducive to the emergence of credible financial institutions alongside traditional players, particularly in Africa.

A sector in full transformation

The microfinance ecosystem today is very different from what it was in its early days and holds significant potential for growth and innovation. Indeed, the total outstanding amount of African Microfinance Institutes (MFIs) has grown by 56% since 2012 and a 46% increase in the number of borrowers over the same period in 2018 (Microfinance Barometer 2019, Convergences). In this context, MFIs are now at a key stage of their development, and find themselves facing the same issues as banking institutions: the need to optimize their business processes, find commercial differentiation strategies, meet the challenges of digitization of work methods… Like traditional banks, they are looking for continuous improvement of their productivity and face technological challenges. However, some of these challenges are unique to them. Indeed, the specific characteristics of microfinance, such as its alternative distribution networks, its clientele, etc. require technological solutions adapted to the reality of the field. The future of microfinance is based on a strategy of refocusing on the client and can only be built on the basis of innovative technological partnerships that enable a greater diversity of services to be offered while limiting risks and reinforcing the security of operations. For technology players, this is an area that promises to develop rapidly and promisingly.

Fintechs: opportunities to seize

The rise of digitalization on the African continent is one of the main factors behind the increase in financial inclusion. In sub-Saharan Africa, for example, 42.6% of the adult population had an account in 2017 compared to only 23.2% in 2011 (Source: Global Findex 2017). A trend observed over the past 10 years that continues and represents a unique opportunity. Yet, the microfinance sector is a fertile ground for experimentation. More flexible, pragmatic and often subject to lighter regulatory constraints, MFIs are generally more agile than the traditional banking sector. Their appetite for digital is a great opportunity for experimentation that will allow new solutions to emerge.

In fact, it is likely that the process of technological diffusion will be reversed in the future: MFIs will no longer be content to follow in the wake of banks, but will be the laboratories for technological advances and the creation of innovative solutions that will then benefit traditional banks. These are all issues that fintechs would benefit from taking on, especially since the technological maturity of microfinance is still in the “completion” phase, which has yet to develop. However, due to their history and implementation, fintechs have a place to take as true strategic partners to support the development of these institutions.

In Africa, microfinance has a strong potential for growth and development in terms of diversified digital solutions. Relying on MFIs would allow fintechs to consolidate their achievements in countries where they are already active, while reaching out to new customers. As microfinance is in essence a vector of positive values (social promotion, solidarity, economic development, etc.), it represents a differentiating factor for fintechs compared to the competition, while also providing a motivating environment for their employees.

Source : https://www.journaldunet.com/economie/finance/1502531-microfinance-et-l-avenir-des-fintechs-en-afrique/

27Jan

How do you defend your ideas in meetings?

Work meetings are privileged moments to demonstrate your skills and your mastery of your professional field. As a worker, you must then prepare them with great care. You should also know that just because you are creative and full of ideas does not mean that your team will necessarily accept your ideas. In order to arouse the curiosity and interest of your peers in meetings, it is imperative that you know how to make the most of your speaking skills. But how do you convince your colleagues and bosses of the validity of your ideas? There are a number of strategies to do this, which we provide here.

 

1. Capturing the attention of your colleagues

A good speaker is distinguished by his ability to capture the attention of his audience. In a business meeting, you can’t claim to convince your team if you can’t capture their attention. This is why, before you speak, do everything you can to make sure that those present listen to you. Don’t jump in until you do. There is a very effective technique for getting the silence you need to be heard. It involves taking a deep breath, waving lightly to get the attention or look for the eyes of others. This will allow you to let them know that you are about to speak. Your interlocutors will then turn to you. When you speak, put your voice down. Speak in a loud and clear voice, at a rate that is not too fast, and avoid language tics that can quickly distract your interlocutors from your speech.

 

2. Make sure your speech is well structured …

The more structured your message is, the better it will be understood. A well-structured idea is, indeed, much easier to get across. It is therefore imperative that you avoid making a fuss. You will then gain by preparing the structure of your message in a meticulous way. To do this, take the time to announce your main idea first. Then mention the number of points you will develop. Example: “I think we should develop a new product: the training offer. This will benefit the company on three levels. “If you are afraid of losing track, take note of some very succinct keywords as a lifeline.

 

3. Prove your motivation to galvanize your colleagues

When the person who comes up with an idea shows some motivation, it contaminates its audience, which will be galvanized. If you yourself are completely enthusiastic, you have a better chance of convincing your audience. So, to get your colleagues to buy into your ideas, you need to must be sincere and passionate. Your non-verbal language should not be outdone either. Smile, use positive verbs and speak in “we” rather than “I”. Forget speeches that are too technical and formal to bring a real emotional dimension.

 

4. Illustrate your ideas

The simplicity of an explanation is one of its most beautiful qualities. So, if you feel that the content of your explanation is technical or complex, make sure you keep it simple. You can, for example, prepare a visual support. A PowerPoint is not a bad idea. For simplicity, you can simply stand up and draw a diagram or write down key words on a board. This will also be effective in making your ideas understood by your colleagues.

 

5. Do not interfere with others

It is well known that a long speech is very likely to put an audience to sleep. This is why, in order not to make your colleagues tired or angry, do not keep speaking for too long. Under no circumstances should you monopolize the floor. Try to keep it concise. If your speech is very long, interrupt it with moments of interaction with your peers to wake them up and get them involved in your project.

12Nov

Is the letter of reference really useful ?

The requirement for a letter of recommendation is more common among students who want to enter a university or college. However, this letter is not excluded from the recruitment process. It is true that in terms of recruitment, resumes and cover letters are the most requested, but there is nothing to prevent you from including a letter of recommendation with your application. Many job seekers don’t think about it, and yet, they have everything to gain by doing so…

 

1. The letter of recommendation: an effective way to reassure the recruiter

 

As a job seeker, if you can reassure your recruiter, you will have done the hardest part. As headhunter Virginie Granier points out, “a recruiter needs to be reassured.” Therefore, a letter of recommendation can be a great idea if it comes from someone who has worked with you in a professional setting. If such a person bears a positive testimonial about you, your chances of reassuring your recruiter and getting your job will only increase. “A letter of recommendation written by a professor after successful studies, by an employer after a summer job or a successful internship, can highlight your personality, your soft kills. It’s a differentiating factor that should not be overlooked,” says Virginie Granier.

 

2. A letter of recommendation highlights you

 

If your former employers agree to write a cover letter for you, it means that your skills can be predicted. A letter of recommendation thus puts you in the spotlight. It confirms your skills and experience. Often there are many statements and mentions on your CV and during the interview. Without a letter of recommendation, the recruiter may doubt it because he has never practiced you. This letter, even if you are not asked, is then a real asset. Moreover, at the end of an interview, do not hesitate to inform your recruiter that you have a letter of recommendation at his disposal. Offer to give it to him/her. Likewise, in each of your motivational emails, do not hesitate to provide a letter of recommendation.

 

3. Mark your difference by submitting a letter of recommendation

 

Contrary to what many people think, a letter of recommendation can indeed influence the choice of recruiters. Virginie Granier sees it above all as an additional tool in the final decision-making process, just like a personality test, for example. This seemingly innocuous document allows the candidate to stand out from the crowd by having something more. It can thus make the difference in a shortlist. However, it should be specified that it cannot replace the CV which remains the determining element in an application. Moreover, a letter of recommendation also represents proof of motivation, since not everyone dares to ask their former employer for a letter of recommendation. It is not necessarily easy to obtain, as the interviewer may not have enough time to write it. He or she will need to be reminded, etc. “It shows the candidate’s determined character,” says the headhunter. Finally, it is important to note that a letter of recommendation can increase your chances of getting a job. It would be a shame not to take advantage of it…

05Nov

What jobs to become rich at 35?

The choice of a profession is motivated by several factors. Passion is often cited at the top of the list among the latter. However, money is still a key factor in choosing a professional career. If you are one of those who want to become rich at 35 years old, by betting on their You don’t have to opt for just any field of activity. But all in all, what sector and which profession to choose to become rich? We reviewed the new study from Robert Walters’ compensation package, which allows us to tell you where to work for the good of the company. earn your living without necessarily waiting to be a senior.

 

The real estate sector…

This is an area that is on the rise among many young people who want to make a lot of money. of money. Better still, experts predict an even faster salary progression in 2020 in this area. For example, executives who work in wealth management real estate seem to be able to easily reach important salaries. Real estate is in addition a sector where it is not very difficult to move forward. In any case, it is easier to climb the ladder, compared to other sectors. For example, after 6 years of experience, it is possible to become CFO and earn even more money. The vast majority of real estate wealth shows salaries far exceeding the other sectors, with key positions accessible in 10 years of experience.

 

Consulting, finance and business law, sectors that pay…

If you are looking for a job that will bring you a lot of money, you will not regret opting for the profession of strategy consultant. This is a field that pays very well. With an average seniority level of 8 to 12 years in the sector, consultants with a title of “principal” can claim a very interesting salary. Similarly, with more than 12 years of experience, a “partner” also earns a lot of money. In consulting, management and organization, the salaries are a little less interesting. However, senior managers (10-12 years of experience) earn a lot. In the financial sector in general, employees enjoy very high salaries. Thus, with more than 10 years of experience, an M&A manager can expect a very ambitious salary. An investment manager with between 6 and 12 years of experience can earn a lot of money. Finally, as for business lawyers, they have nothing to envy from their colleagues in consulting and finance. As an illustration, a senior partner with 7 years of experience can earn a lot of money.

 

Construction, IT and digital: profitable domains …

It is true that the construction sector is booming, but it must be said that it is still You must have more than 12 years of experience and hold a position of very high responsibility in order to be able to claim a very high salary. A general manager in project management, for example, earns more than of 120,000 euros. At the same time, “in a context of accelerating digitalization of the companies, the trend of strong search for IT and digital profiles continues”, says Coralie Redemption. From then on, join the IT departments with an experience of 10 to 15 years in 100,000 threshold,” she says.

22Oct

4 preconceived ideas about the profession of accountant

There are a lot of clichés and misconceptions about almost all trades. But clichés have life is hard, they say. The profession of chartered accountant is no exception to this rule. The received ideas on this the unfortunate consequence of discouraging many young people who are nevertheless seduced by this profession. The work of a chartered accountant and dream of excelling in this field. It is the important to to dismantle a number of preconceived notions about this profession so that aspiring individuals can to this branch may have the courage to take the plunge … Through this article, we have listed some of these so-called truths about the profession of chartered accountant …

 

1. You have to be a math whiz to become a CPA.

 

This thought is anything but true. You don’t have to be good at math to become an expert-accountant. In fact, it is very common to come across professionals in this field who have done literary studies. However, it is still true that you have to like to manipulate numbers, the cross-check, interpret them to be a good accountant. This should not, however, lead to young people who want to become chartered accountants to believe the exaggerations that would want this profession can only be practiced by the aces of mathematics. You will need neither geometry or algebra. You will simply need logic and analytical skills analysis above all.

 

2. It takes eight years of study to practice the trade.

 

This is another misconception about the profession of chartered accountant. You don’t have need to have a baccalaureate plus 8 to become a chartered accountant. In truth, you need to follow 5 years after the baccalaureate and complete a three-year internship in a firm or company, before obtain the famous Diploma of Chartered Accountancy (DEC). These three years of internships are very rewarding in knowledge in the field of public accounting.

 

3. The profession is rather boring …

 

All professions have their own realities that oscillate between difficulty and passion. This is also the case of the profession of chartered accountant. Forget the image of the type with glasses crumbling under the numbers and the paperwork. This is not the everyday reality of the accountant. The accountant works for structures of very different sizes and sectors of activity: SME, VSE, ETI, startup, association, craftsman, trader, farmer… He carries out various missions where contact is of prime importance. It is a an exciting job that allows you to be in contact with different types of companies and fields various activities.

 

4. The ideal is to be at the head of one’s own practice.

 

This perception is far from reality because, not all accountants are interested in entrepreneurship. Many of them become teachers or work as salaried employees in
a company. Within companies, they generally act as controllers of management, financial analysts, CFOs, auditors, managers… According to Françoise Savès, president of the Board of Directors, the of the association Femmes Experts-Comptables, two thirds of the women graduates in this field choose this path. They graduate from DEC at the age when they want to be mothers. They prefer so she joined a company to better reconcile work and family life,” she says.

08Oct

How to overcome your dismissal ?

Like a love break-up, a dismissal is a painful event that is very often badly experienced. When this happens, the dismissed person’s morale is naturally at half mast. They are demoralized, even demotivated. They lose the desire to undertake new things, preferring to spend their days in bed. Some employees even reach the point of depression. But it’s not the end of the world. You have to take control of your life to move forward. It’s not easy, but it’s quite possible. Here we offer solutions to help you get back on your feet after a layoff…

 

1. Take your time

Like any painful event, dismissal is a difficult thing. It takes time to digest it and change course. You have to be realistic because this kind of situation is not something that can be forgotten in a snap of the fingers or in a few days. No one will blame you for feeling bad because you’ve lost your comfort zone, your colleagues and your bearings. One of the attitudes to adopt in this case is to take the time to “grieve” and not to rush into anything. Take your time and then move on. Life goes on …

 

2. Talk about it around yo

Confidentiality drowns out pain, as they say. Nothing could be further from the truth… After a layoff, there is no point in brooding over your anger and despair alone in your corner. You have to go out and talk about your grief to the people around you. This will greatly reduce your pain and take your mind off it. You can also share your feelings with a specialist coach or simply confide in your friends and family. They are the best remedy in your recovery process. Listening to them is an invaluable gift that will comfort you.

 

3. Don’t be too hard on yourself…

In case of dismissal, you don’t have to be very hard on yourself by blaming yourself. Experiencing a series of negative feelings is certainly understandable, but try to regulate them so that you don’t get depressed. Rather than being too hard on yourself, accept your situation while telling yourself that it is normal. It doesn’t make sense to spend hours thinking about how and why you got to this point. Move forward and think about your future and your future career ambitions.

 

4. What Doesn’t Kill Makes You Stronger

To something bad is good, as the saying goes. Tell yourself that there is an opportunity to seize in your situation of despair and that not everything is negative. You didn’t like your dismissal, but still try to see the positive side of things. As difficult as it may seem, try to see the opportunities in this unpleasant situation. Will the career change you’ve always dreamed of happen now? Will it be an opportunity to retrain? Develop new projects. You can only recover from such an experience, and you may be ready to get the job of your dreams!

01Oct

10 trades that did not exist 10 years ago

There are jobs that seem obvious to the younger generation, but they are not, did not exist ten years ago. It is a natural cycle that gives birth to new jobs while making others disappear. Thus, while some professions tend to disappear, others, on the contrary, have emerged in the last ten years, thanks in part to the development of the new technologies. According to the American forecasting organization Institute for the Future (IFTF), 85% of the professions that will be exercised in 2030 have not yet been created. Here are 10 trades that are appeared in the last decade…

 

1. The Big Data business

Big data architect, data scientist, chief data officer… The database market is at the origin of a large number of professions, which are highly sought-after today in start-ups and large companies. companies. Yet, in recent times, they were not on the agenda.

 

2. Chief happiness officer

Understand responsible for happiness in the company! It ensures the well-being of employees, their productivity and performance. It looks for solutions to make workers feel more fulfilled in their workplace.

 

3. Mobile Application Developer

The smartphone has become an indispensable tool, and thousands of applications are created every day. year to make our lives easier or distract us. IFAPME even offers a training course of developer of mobile applications for a two-year period.

 

4. VTC driver

Uber, Heetch, Kapten… “chauffeur-driven passenger cars” have almost supplanted cabs. traditional. The first applications were born in 2011 and have since been successful. increasing. The professions to which this new innovation has given rise have emerged recently.

 

5. Bicycle delivery man

Gone are the days of phone orders or drive passes: today, a single click on his smartphone or computer and your meal is delivered to your door in a few minutes. minutes.

 

6. Juicer

Just like delivery men, electric scooters have also been swarming in our cities for several years now. months. The juicer’s mission is to geolocate and recharge them.

 

7. Community manager

A true expert in social networks, he answers the questions of Internet users, creates spaces of exchanges and promotes the company and its products on the web. Most companies in have today.

 

8. Youtubeur

The 2000 generation knows them well and is very enthusiastic about them: Youtubeers are now a real craze. These content creators are now earning a living from videos, advertising and product placement.

 

9. Influencer

Solicited by brands for its notoriety, content or status, it influences the consumption habits of its community by promoting products via various platforms: Instagram, YouTube or Snapchat.

 

10. Web ergonomics

A little-known profession, but it is nevertheless the one in charge of optimizing the use of a website on a computer, tablet or mobile, by making its interface as easy to use and as pleasant as possible.

24Sep

Why does a recruiter check references?

In addition to the CV and cover letter, some recruiters may also ask candidates applying for their job offers for references. This is a fairly common practice. The fact that a recruiter asks you for the contact information of former professional contacts in order to ask them about your account does not mean that he doubts you. Nor is it an attempt to trick you, much less destabilize you. Don’t take it the wrong way. A recruiter who asks for your professional references is simply trying to get a better understanding of you to avoid casting errors. But what exactly does a recruiter want to be sure of through a candidate’s references? The point in the next few lines…

 

A reference request to check your CV …

A recruiter cannot be criticized for wanting to ensure the truthfulness of a candidate’s references on his or her CV, since many job seekers do not hesitate to lie on their CV by mentioning a degree they do not have, or experience they cannot claim. In short, all tips are good for some candidates. Simply get the job. In view of this, the first purpose of a recruiter’s reference request is to avoid falling into the trap of false information on CVs. Thus, it is not a simple style clause if some companies make reference requests. Moreover, according to Apec, in nearly nine out of ten cases, they verify the good faith of applicants based on their diplomas and/or professional experience. And when it is not HR or recruitment firms that do this, the verification is outsourced to specialized service providers (Everycheck, Cvérifié…), while waiting for artificial intelligence to take over and take care of confusing the cheaters.

 

A reference request to detect your personality…

In addition to the mentions made on your CV, the recruiter may also ask you for your references to verify the statements about your personality that you made during the job interview. These may include your strong and weak points, your progress or lack of progress in the company, your ability to work in a team, your reactions to certain situations, etc. The recruiter will also check other elements such as your hiring and leaving dates, the type of position and missions you have held, the reason for your departure, your professional skills, etc… “We know that a referent is often benevolent, it is up to us to read between the lines, to create a climate of trust, to go beyond a certain politeness,” says a recruitment specialist. This sometimes involves some rather surprising questions: would you entrust your children to this candidate? Would you hire this person again? Would you invite him or her to a restaurant with your spouse? In all cases, the objective is twofold: to check that you haven’t embellished your CV and to better define your profile to ensure that it matches the position, the company and its culture.

 

A practice framed by the law…

Finally, it should be noted that the law regulates the use of the reference request to job applicants. The recruiter is not allowed to contact your references without asking for your authorization, ideally in writing. Moreover, it is a very good thing that you are asked for your references. Be prepared to accept calmly and seriously. “Don’t be afraid, it’s even a good sign,” says Claude d’Estais, a former HR and headhunter, now a professional mobility coach and author of several books on job search. “It indicates that you’re on the short list, because a recruiter is not going to have fun taking references from all candidates,” she adds.